Attention homeowners: Real estate appraisal services for in Springfield and Sangamon County

Here are the top seven reasons IL homeowners order from Gregory Grafton:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge Sangamon county's assessment of your propertyvalue
Remove PMI to reduce your mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
In the case of a IL divorce, where property needs to be divided
To settle an estate in Sangamon county or IL by determining the true market value of real estate in question

Need help determining the price of your house in or near Springfield, IL?
Contact Gregory Grafton.

We at Gregory Grafton understand the unique needs of a homeowner in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. Being a regular person not in the real estate industry that most likely doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Gregory Grafton are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value assessment than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Gregory Grafton, we're experts in helping homeowners just like you abolish unwanted and unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that's declining or is not appreciating as much as other homes close to yours. That only means you are most likely paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Gregory Grafton is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. Gregory Grafton can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for efficiency, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Gregory Grafton can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.